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Some leasehold homeowners owners worry about their ability to extend their lease. This isn’t always the case with freehold properties, especially ones close to town and city centres. Some of the higher-end developments have facilities like swimming pools and gyms (although expect to pay a higher service charge). Buying a leasehold house An estate for […]

Under the latest Basel III regime, firms calculate credit risk capital either using a regulator-set, standardised method, or using their own models, known as the internal ratings-based approach. By using credit derivatives, financial institutions can manage their credit risk more effectively, diversifying their portfolios and reducing their exposure to potential losses. These models can be […]